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PRIMARY RESIDENCE UNDER CONTRACT – CAN YOU GET OUT?
True or False: You can’t force Grandma to close on her Homestead Property once it’s gone Under Contract. Answer: Read the Contract. Real Estate Contracts mean something. Terms make a big difference. And nuances can have more impact than Grandma’s fudge brownies. Once the Seller goes Under Contract, then the Seller is subject to the Terms of that Contract and all its nuances, even with a Primary Residence. Before you grab a second helping of the notion that

Julie Settle
Jan 11 min read


RISK OF RENT-TO-OWN REAL ESTATE
The risk is ridiculous for a Buyer who takes an Agreement for Deed because then the Buyer is truly subject to whatever’s going wrong in the Seller’s financial life . An Agreement for Deed or a Rent-To-Own, lets the Buyer make payments towards a property, eventually to own that property once enough payments are made. In a twenty year financing plan, that’s a long time for things to go wrong. David and Sam were friends. David was just starting out and wanted to buy a home

Julie Settle
Dec 15, 20251 min read


TINKER, TAILOR, INVESTOR, LENDER?
What were you going to be for Halloween? Let’s say you own investment properties, and in the course of business, you offer financing to some of your buyers. You’re going to be in legal trouble for Halloween and beyond if you make too many of those loans without a license! You might be a LENDER if you’re holding three loans. Often, three is the golden rule, but there are lots of rules for Lenders, and if you’re an unlicensed Lender, you could get tangled up in them. Sure

Julie Settle
Dec 1, 20251 min read


WHERE'S THE BEEF?
There was a man who had two sons, and they formed an LLC for their cattle ranch. The Father was the Manager, and his Sons were Members...

Julie Settle
Nov 15, 20252 min read


TAX DEEDS - Bibbidi Bobbidi OOPS!
Tax Deed sales are a good way to pick up property at a low purchase price. Plus, wave a Tax Deed over a piece of property, and certain...

Julie Settle
Nov 1, 20252 min read


DEAL OR DUMPSTER FIRE?
Just because it’s legal doesn’t mean it’s to your best advantage, and that goes double in real estate. One person’s deal can be...

Julie Settle
Oct 15, 20252 min read


ATTENTION TAX DEED INVESTORS
Attention Tax Deed Investors: We need people to buy Tax Deeds to get money back into the county coffers. Tax Deed sales keep the funds...

Julie Settle
Oct 1, 20251 min read


Meet the Team
Meet the team —A picture is worth a thousand words. My closers are Wayde Carter, Cindy Brown, Shannon Gray, Stacey Mackey, Brandy...

Julie Settle
Sep 15, 20251 min read


ATTENTION ST. AUGUSTINE SOUTH RESIDENTS
Just because you can get a County Permit to change your property in St. Augustine South does not mean those changes are condoned on the...

Julie Settle
Sep 4, 20251 min read


BLOGARITHM & HIDDEN RISK
You never really know who’s reading this. I’ve gotten calls from Denver and New York City about this blog. A woman recently posted to...

Julie Settle
Aug 6, 20252 min read


FINANCIAL DRY SLIDE
In Malta, Idaho, there is a private homeowner, who out of the goodness of his heart, built a long water slide for friends and neighboring...

Julie Settle
Jul 18, 20252 min read


GAPS & OVERLAPS IN LAND SURVEYS
A “hiatus” in land-title-speak is where there’s a gap between two pieces of property that’s not meant to be there . Often I talk about...

Julie Settle
Jul 1, 20252 min read


PISTOLS AT DAWN & PROPERTY DISPUTES
Pistols at dawn was a much faster way of settling property disputes—a lot less paperwork. Forget the title search, who needs a survey,...

Julie Settle
Jun 1, 20251 min read


CREATING MERGER
Federal Bankruptcy Court in Jacksonville says that if you are the Trustee of a Trust that you are also the Beneficiary of , it’s like you...

Julie Settle
May 1, 20252 min read


COST OF INNOCENCE
It’s very expensive to be completely innocent. I say that a lot because it’s true a lot . Your ownership of real estate is only as...

Julie Settle
Apr 16, 20251 min read


THE BIRDS & THE BEES OF TITLE CLAIMS
Where do Title Claims come from? Do they fly in from outer space? Does the man on the moon make them? Does the stork bring them?...

Julie Settle
Apr 1, 20251 min read


An Alternative Ending to the Story
Owner’s Title Insurance is like a pre-written alternative ending to avoid misfortune. The happily-ever-after of home ownership should be...

Julie Settle
Mar 14, 20252 min read


HEARTBREAK AND HOMELESS OVER A CONSTRUCTION LOAN
Make sure to get title insurance enough to cover the land AND the loan. Newlyweds Bob and Mary were going to build a home on vacant...

Julie Settle
Mar 1, 20252 min read


THE WHY
It’s one thing to do something; it’s another thing to know WHY you do it. That’s the difference between a closing company that issues...

Julie Settle
Feb 17, 20253 min read


HAVE YOUR CLOSING AND SAVOR IT TOO
A real estate closing is like the icing on the cake of home ownership. Icing is great, but if you don’t have the cake to go with it, you...

Julie Settle
Feb 5, 20252 min read
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