At Land Title of America, Inc., we’re not just an air-conditioned office full of friendly faces. We’re here to help—in the immediate sense when you have a real estate closing, AND if there’s a problem. If someone questions the real estate title to your home, you can walk in our front door and receive assistance in defense of your ownership rights. Our services breakdown into three parts:
- Real Estate Closings – Yes, one function of a title company is to conduct real estate transactions. It’s a process, and it starts with a title search. We examine public records to make sure the chain of ownership is strong. If we find a weakness, then we assist the seller in addressing that weakness. We’re also watching the clock and the punch list to make sure surveys are done, inspections are made, and the money is in place. We make sure funds are distributed correctly and documents are recorded into public record. We want all parties involved to walk away from the closing table satisfied that their deal has been done as specified in the real estate contract.
- Title Insurance – Title companies sell title insurance. Though title insurance is not required by law, it’s normally a contractual obligation, and a real good idea. Furthermore it’s a real good deal at a low cost that gives you a lot of financial protection on your real estate investment. While title companies research every detail to minimize risk to the new owner, they also offer (at a one-time, low cost fee) an insurance policy that financially protects that owner from claims against his or her ownership. The title search is an analysis of the situation, but it’s no guarantee; title insurance is the financial protection in case the title search doesn’t catch something. Title insurance provides and pays for the legal defense of your real estate ownership should somebody challenge your rights to the property.
- If There’s A Problem With Your Real Estate Title – If someone questions your ownership to your home, you’re going to want a title company that can help you stand up for your rights by providing legal representation and paying for it.
It’s a bad day when a customer walks through our door because someone has filed a lawsuit against them, claiming ownership to their home. But it’s good when we can be a big part of the resolution by putting that title insurance policy to work. That’s what a title company like Land Title of America, Inc. is there to do.