All posts tagged: Old Enough-2-Know Better

LAND TITLE CELEBRATES 20 YEARS IN BUSINESS

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Land Title of America, Inc. celebrates two decades of business in St. Augustine in 2017.  The best part, according to company president, Stephen Collins, is the homeowners they have helped in that time.  Since 1997, Land Title has performed title searches, assisted in real estate transactions, and offered title insurance to protect homeowners from financial loss due to a challenge against their real estate ownership.

In 1997, the first Harry Potter book came out, the stock market hit record highs, and Stephen Collins opened Land Title of America, Inc. in St. Augustine, Florida.  He credits his aunt and uncle, John and Faye Gullett, who financed his venture, and Robert Mooney who granted him an agency agreement through Fidelity National Title Insurance Company.  These people provided him with the infrastructure to make his company a reality.

Stephen Collins was no stranger to the title industry, having grown up in the family business, Collins Title & Abstract Co., Inc., which had served Northeast Florida since 1979.  Stephen remembers being a human fax machine:  biking documents from one office to another starting when he was in middle school.  Raised with a foundation of family values hand in hand with solid business practices, Stephen carried the tradition forward to meet the challenges of today’s real estate market.

“On the one hand, I can’t believe it’s been twenty years,” says president and owner, Stephen Collins, “but on the other hand, so much has changed.”

Twenty years is a major milestone given the real estate market over the past two decades.  Land Title opened when the Dow Jones and New York Stock Exchange hit record highs and real estate was booming too, but then the subprime mortgage crisis began in 2007, which led to the Dodd-Frank Act of 2010.  Land Title not only had to shift its focus within the market, it also had to adjust how it did business according to the new regulations.

Flexibility and creativity became keys to survival and success.  Stephen Collins expanded the company’s online presence with social media and a new website (www.GoLandTitle.com/).  Also he and his brother, Rusty, began to host the bi-monthly radio show, “Land Title Talk” on 102.1 FM WFOY (first and third Fridays at 8:00 a.m.)  The on-air discussions keep the public informed about real estate and legal issues affecting our area, and helps Stephen to know the concerns of homeowners living here.

Probably the most creative business strategy was the music marketing.  In 2011 the Collins brothers started a band called Old Enough-2-Know Better (OE-2-KB), which gave Stephen another way to reach out to customers and potential customers.  Now OE-2-KB performs every third Wednesday at Gypsy Cab’s Corner Bar, and every third Friday at the Orioles Nest #324, plus special events, like the Blue Crab Festival and St. Augustine Beach Blast (www.oe-2-kb.com).

Over the last twenty years, Land Title of America has played an important role to solidify property value in Northeast Florida.  Their commitment to customer satisfaction and their dedication to homeowner rights remain unchanged into their future.  You may contact Land Title at (904) 797-9600 or visit their website at www.GoLandTitle.com.

Land Title of AmericaLAND TITLE CELEBRATES 20 YEARS IN BUSINESS
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What You Don’t See Can Really Bug You

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In June 2014, my band OE-2-KB (Old Enough-2-Know Better) had a gig along the St. Johns River.  It had rained all day, but Eddie said he had a thousand-foot tarp that we could put over everything.  So we started setting up and we were watching the radar…and wondering if that tarp could really cover all of our band equipment.

There were a few little blind mosquitoes around, but they didn’t bite, so no big deal.  We played our first set, took a break, and came back.  By then it was very obvious the atmosphere had changed—there were blind mosquitoes everywhere!!  At first I thought they were just around the lights, but they were everywhere!!  Still, they didn’t bite, so we started our second set.

It was like the plagues of Moses—the blind mosquitoes were in our mouths, in our ears, and all over the keyboards, the guitars, the drums.  I’ve never seen anything like it before.  My brother, Rusty, had pages of music stuck together with dead bug bodies.  We had been worried about the rain, but what we didn’t see coming that stopped the music.  The same can be true of real estate title claims.

Owner’s Title Insurance addresses not just the title problems you can see in public records, but also the hidden risk.  

Home ownership should be hassle-free.  You should be able to check the radar, have a big tarp handy to cover everything, but even so, challenges to your ownership can happen.

Most property disputes are something small—not a big claim like fraud or forgery on a deed, or someone trying to claim ownership of the entire property.  Usually it’s a matter of feet, an encroachment.  It’s the freak bizarre things, and you just don’t see them coming—that’s why you get title insurance.

Title Insurance provides an initial service when you pay for it—a title search—and provides a secondary service—legal representation and / or compensation of the policy amount—at no additional charge to you should the title come into question.   Title Insurance can’t always prevent an attack on home ownership rights, but it can shield the Homeowner from court costs in a legal defense of property title.

Title Insurance helps keep title claims from bugging you.

(If you’re looking for OE-2-KB, you can keep up with us on Facebook at https://www.facebook.com/OE2KB or our band website at http://www.oe-2-kb.com.)

 

Stephen CollinsWhat You Don’t See Can Really Bug You
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