Land Title Blog & Radio Show

Sense of Wisdom & Humor

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Why are there more jokes about attorneys than about title companies?  Because nobody understands what title companies do, answers my attorney brother, Rusty Collins.  Now that’s funny, but it’s sad too.  You can lose your sense of humor real fast if you lack a sense of wisdom about real estate ownership.  Without knowledge of title insurance, your stake is at stake, the land you own and the money you put into it.

Title Insurance helps to protect your financial investment in real estate.

Title Insurance is a policy that protects the real estate owner from financial loss due to a challenge against his or her real estate ownership.  Without it, you could lose your property and your financial investment.  In simple terms, Title Insurance works in two ways:

  1. Prevention
  2. Protection

Though title insurance works mostly through prevention, it offers security via financial protection from the massive costs of litigation and other legal expenses should a problem, challenge, or complication to a Florida homeowner’s title arise.  No matter how much effort is put into this prevention, bad things can still happen.  It’s expensive to be right when someone thinks you’re wrong.  Owner’s Title Insurance provides and pays for all costs associated with a title claim (whether through settlement, legal defense, and / or reimbursement of the policy amount to the homeowner if that defense does not prevail).

Knowledge is realizing the difference between an acceptable risk and an unacceptable risk.

Wisdom is taking precautions to avoid unacceptable risk.

If you value your land, I encourage you to learn more about Title Insurance, and Land Title offers a variety of free educational resources, including the following:

  • Land Title Blog at www.GoLandTitle.com
  • “Land Title Talk” radio show every 1st and 3rd Thursday of the month on 102.1 FM WFOY (http://www.1021news.com) from 8 to 9 am. Listeners are encouraged to call in with your real estate-related or legal questions or comments
  • Call or stop by the Land Title Office. If you have questions about a title policy and what it can do for you, or if you need to find out if your property even has a title policy, we’ll be glad to assist you at no charge.  Land Title is located in the Lewis Point Plaza at 2495 US Highway 1 South, St. Augustine, or call us at (904) 797-9600.

 

Stephen CollinsSense of Wisdom & Humor

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