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GAPS & OVERLAPS IN LAND SURVEYS
A “hiatus” in land-title-speak is where there’s a gap between two pieces of property that’s not meant to be there . Often I talk about...

Julie Settle
2 days ago2 min read


PISTOLS AT DAWN & PROPERTY DISPUTES
Pistols at dawn was a much faster way of settling property disputes—a lot less paperwork. Forget the title search, who needs a survey,...

Julie Settle
Jun 11 min read


CREATING MERGER
Federal Bankruptcy Court in Jacksonville says that if you are the Trustee of a Trust that you are also the Beneficiary of , it’s like you...

Julie Settle
May 12 min read


COST OF INNOCENCE
It’s very expensive to be completely innocent. I say that a lot because it’s true a lot . Your ownership of real estate is only as...

Julie Settle
Apr 161 min read


THE BIRDS & THE BEES OF TITLE CLAIMS
Where do Title Claims come from? Do they fly in from outer space? Does the man on the moon make them? Does the stork bring them?...

Julie Settle
Apr 11 min read


An Alternative Ending to the Story
Owner’s Title Insurance is like a pre-written alternative ending to avoid misfortune. The happily-ever-after of home ownership should be...

Julie Settle
Mar 142 min read


HEARTBREAK AND HOMELESS OVER A CONSTRUCTION LOAN
Make sure to get title insurance enough to cover the land AND the loan. Newlyweds Bob and Mary were going to build a home on vacant...

Julie Settle
Mar 12 min read


THE WHY
It’s one thing to do something; it’s another thing to know WHY you do it. That’s the difference between a closing company that issues...

Julie Settle
Feb 173 min read


HAVE YOUR CLOSING AND SAVOR IT TOO
A real estate closing is like the icing on the cake of home ownership. Icing is great, but if you don’t have the cake to go with it, you...

Julie Settle
Feb 52 min read


CONSTRUCTION LOAN JUST DESSERTS
TITLE INSURANCE FOR CONSTRUCTION ON VACANT LAND is like icing a layer cake . Increase your Owner's Title policy to cover at least the...

Julie Settle
Feb 52 min read


IF YOU HAVEN'T NOTICED
IF YOU HAVEN'T NOTICED, gambling your home purchase by NOT purchasing Title Insurance is a risky venture. If you haven’t noticed,...

Julie Settle
Dec 13, 20241 min read


BAD WORD: “QUIT CLAIM DEED”
I said a bad word on the radio—“Quit Claim Deed.” Don’t say that in front of your mother or write it on the bathroom wall! When you...

CJ Goodwin
Feb 7, 20241 min read


ALWAYS GET TITLE INSURANCE
“Always Get Title Insurance” is my old mantra—it’s more meaningful now than ever. I used to say Title Insurance was like a financial...

CJ Goodwin
Jan 17, 20241 min read


BAD BUSINESS
Q: Can I buy title insurance for more than what I paid for the property? A: You can’t arbitrarily overpay for title insurance,...

CJ Goodwin
Jan 3, 20241 min read


AVOID DOUBLE NEGATIVES
If you can afford a house, you cannot not afford to get title insurance. Does that make any sense? What I’m trying to say is that no...

CJ Goodwin
Dec 18, 20232 min read


ATTENTION ST. AUGUSTINE SOUTH RESIDENTS
Just because you can get a County Permit to change your property in St. Augustine South does not mean those changes are condoned on the...

CJ Goodwin
Nov 28, 20231 min read


THE ART OF WORRY
Gladys Mae knew the art of worry. She worried about her husband’s gallbladder, the price of gasoline, and if clothes on her clothesline...

CJ Goodwin
Nov 16, 20231 min read


Harvest Time
You reap what you sow—it doesn’t always work that way. The Golden Rule gets bent around those who have the gold and want to make the...

CJ Goodwin
Oct 25, 20231 min read


ALTERNATIVE ENDING
Owner’s Title Insurance is like a pre-written alternative ending to avoid misfortune. The happily-ever-after of home ownership should be...

CJ Goodwin
Oct 9, 20232 min read


All For The Best
Some people are born to live at ease, doing what they please, richer than the bees are in honey…the rest of us have to work for a living....

CJ Goodwin
Sep 19, 20231 min read
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